湖(Hu)北(Bei)日(Ri)报(Bao)讯(Xun)（(?)记(Ji)者(Zhe)彭(Peng)一(Yi)苇(Wei)、(?)通(Tong)讯(Xun)员(Yuan)刘(Liu)姝(Shu)）(?)9月(Yue)13日(Ri)从(Cong)省(Sheng)住(Zhu)建(Jian)厅(Ting)获(Huo)悉(Xi)，(?)省(Sheng)住(Zhu)建(Jian)厅(Ting)、(?)省(Sheng)财(Cai)政(Zheng)厅(Ting)、(?)省(Sheng)交(Jiao)通(Tong)运(Yun)输(Shu)厅(Ting)、(?)省(Sheng)水(Shui)利(Li)厅(Ting)、(?)省(Sheng)安(An)监(Jian)局(Ju)以(Yi)及(Ji)湖(Hu)北(Bei)保(Bao)监(Jian)局(Ju)等(Deng)六(Liu)部(Bu)门(Men)联(Lian)合(He)下(Xia)发(Fa)通(Tong)知(Zhi)，(?)自(Zi)今(Jin)年(Nian)12月(Yue)1日(Ri)起(Qi)，(?)在(Zai)全(Quan)省(Sheng)所(Suo)有(You)新(Xin)开(Kai)工(Gong)的(De)建(Jian)设(She)工(Gong)程(Cheng)项(Xiang)目(Mu)（(?)包(Bao)括(Kuo)房(Fang)屋(Wu)市(Shi)政(Zheng)工(Gong)程(Cheng)、(?)交(Jiao)通(Tong)工(Gong)程(Cheng)、(?)水(Shui)利(Li)工(Gong)程(Cheng)）(?)推(Tui)进(Jin)安(An)全(Quan)生(Sheng)产(Chan)责(Ze)任(Ren)保(Bao)险(Xian)制(Zhi)度(Du)，(?)力(Li)争(Zheng)到(Dao)2020年(Nian),实(Shi)现(Xian)项(Xiang)目(Mu)全(Quan)覆(Fu)盖(Gai)。(?)
安(An)全(Quan)生(Sheng)产(Chan)责(Ze)任(Ren)保(Bao)险(Xian)是(Shi)指(Zhi)，(?)投(Tou)保(Bao)的(De)生(Sheng)产(Chan)经(Jing)营(Ying)单(Dan)位(Wei)发(Fa)生(Sheng)生(Sheng)产(Chan)安(An)全(Quan)事(Shi)故(Gu)，(?)造(Zao)成(Cheng)从(Cong)业(Ye)人(Ren)员(Yuan)、(?)第(Di)三(San)者(Zhe)人(Ren)身(Shen)伤(Shang)亡(Wang)和(He)财(Cai)产(Chan)损(Sun)失(Shi)等(Deng)，(?)由(You)保(Bao)险(Xian)人(Ren)在(Zai)责(Ze)任(Ren)限(Xian)额(E)内(Nei)予(Yu)以(Yi)赔(Pei)偿(Chang)的(De)保(Bao)险(Xian)。(?)其(Qi)保(Bao)险(Xian)责(Ze)任(Ren)包(Bao)括(Kuo)建(Jian)设(She)工(Gong)程(Cheng)企(Qi)业(Ye)在(Zai)保(Bao)险(Xian)期(Qi)间(Jian)内(Nei)，(?)被(Bei)保(Bao)险(Xian)人(Ren)在(Zai)保(Bao)险(Xian)单(Dan)载(Zai)明(Ming)的(De)工(Gong)程(Cheng)项(Xiang)目(Mu)地(Di)址(Zhi)内(Nei)依(Yi)法(Fa)从(Cong)事(Shi)建(Jian)筑(Zhu)施(Shi)工(Gong)及(Ji)相(Xiang)关(Guan)工(Gong)作(Zuo)，(?)因(Yin)发(Fa)生(Sheng)生(Sheng)产(Chan)安(An)全(Quan)事(Shi)故(Gu)造(Zao)成(Cheng)人(Ren)身(Shen)伤(Shang)亡(Wang)、(?)第(Di)三(San)者(Zhe)人(Ren)身(Shen)伤(Shang)亡(Wang)和(He)第(Di)三(San)者(Zhe)财(Cai)产(Chan)损(Sun)失(Shi)赔(Pei)偿(Chang)、(?)事(Shi)故(Gu)抢(Qiang)险(Xian)救(Jiu)援(Yuan)、(?)医(Yi)疗(Liao)救(Jiu)护(Hu)、(?)事(Shi)故(Gu)鉴(Jian)定(Ding)、(?)法(Fa)律(Lu)诉(Su)讼(Song)等(Deng)费(Fei)用(Yong)，(?)由(You)保(Bao)险(Xian)人(Ren)按(An)照(Zhao)保(Bao)险(Xian)合(He)同(Tong)的(De)约(Yue)定(Ding)负(Fu)责(Ze)赔(Pei)偿(Chang)。(?)保(Bao)险(Xian)机(Ji)构(Gou)还(Huan)可(Ke)以(Yi)开(Kai)发(Fa)适(Shi)应(Ying)需(Xu)求(Qiu)的(De)个(Ge)性(Xing)化(Hua)保(Bao)险(Xian)产(Chan)品(Pin)。(?)
据(Ju)介(Jie)绍(Shao)，(?)安(An)全(Quan)生(Sheng)产(Chan)责(Ze)任(Ren)保(Bao)险(Xian)保(Bao)费(Fei)由(You)保(Bao)险(Xian)公(Gong)司(Si)根(Gen)据(Ju)投(Tou)保(Bao)建(Jian)设(She)施(Shi)工(Gong)项(Xiang)目(Mu)的(De)难(Nan)度(Du)、(?)操(Cao)作(Zuo)风(Feng)险(Xian)、(?)责(Ze)任(Ren)限(Xian)额(E)选(Xuan)定(Ding)方(Fang)案(An)的(De)不(Bu)同(Tong)来(Lai)收(Shou)取(Qu)，(?)原(Yuan)则(Ze)上(Shang)难(Nan)度(Du)大(Da)、(?)风(Feng)险(Xian)高(Gao)的(De)项(Xiang)目(Mu)，(?)保(Bao)费(Fei)可(Ke)适(Shi)当(Dang)提(Ti)高(Gao)；(?)被(Bei)投(Tou)保(Bao)人(Ren)因(Yin)安(An)全(Quan)事(Shi)故(Gu)死(Si)亡(Wang)的(De)，(?)最(Zui)低(Di)赔(Pei)偿(Chang)金(Jin)额(E)不(Bu)少(Shao)于(Yu)30万(Wan)元(Yuan)。(?)
据(Ju)悉(Xi)，(?)我(Wo)省(Sheng)安(An)全(Quan)生(Sheng)产(Chan)责(Ze)任(Ren)保(Bao)险(Xian)与(Yu)工(Gong)伤(Shang)社(She)会(Hui)保(Bao)险(Xian)是(Shi)并(Bing)行(Xing)关(Guan)系(Xi)，(?)是(Shi)工(Gong)伤(Shang)社(She)会(Hui)保(Bao)险(Xian)的(De)有(You)力(Li)补(Bu)充(Chong)，(?)建(Jian)设(She)工(Gong)程(Cheng)行(Xing)业(Ye)施(Shi)工(Gong)企(Qi)业(Ye)除(Chu)参(Can)加(Jia)工(Gong)伤(Shang)社(She)会(Hui)保(Bao)险(Xian)以(Yi)外(Wai)，(?)仍(Reng)应(Ying)按(An)国(Guo)家(Jia)规(Gui)定(Ding)参(Can)加(Jia)安(An)全(Quan)生(Sheng)产(Chan)责(Ze)任(Ren)保(Bao)险(Xian)。(?)推(Tui)进(Jin)安(An)全(Quan)生(Sheng)产(Chan)责(Ze)任(Ren)保(Bao)险(Xian)要(Yao)合(He)理(Li)确(Que)定(Ding)安(An)全(Quan)生(Sheng)产(Chan)责(Ze)任(Ren)保(Bao)险(Xian)费(Fei)率(Lu)和(He)保(Bao)险(Xian)水(Shui)平(Ping)，(?)不(Bu)过(Guo)多(Duo)增(Zeng)加(Jia)企(Qi)业(Ye)经(Jing)济(Ji)负(Fu)担(Dan)。(?)根(Gen)据(Ju)相(Xiang)关(Guan)规(Gui)定(Ding)，(?)安(An)全(Quan)生(Sheng)产(Chan)责(Ze)任(Ren)保(Bao)险(Xian)作(Zuo)为(Wei)财(Cai)产(Chan)保(Bao)险(Xian)可(Ke)税(Shui)前(Qian)扣(Kou)除(Chu)。(?)此(Ci)外(Wai)，(?)可(Ke)根(Gen)据(Ju)建(Jian)筑(Zhu)企(Qi)业(Ye)安(An)全(Quan)管(Guan)理(Li)水(Shui)平(Ping)、(?)隐(Yin)患(Huan)排(Pai)查(Cha)治(Zhi)理(Li)情(Qing)况(Kuang)、(?)安(An)全(Quan)生(Sheng)产(Chan)标(Biao)准(Zhun)化(Hua)达(Da)标(Biao)情(Qing)况(Kuang)、(?)社(She)会(Hui)信(Xin)用(Yong)情(Qing)况(Kuang)，(?)确(Que)定(Ding)一(Yi)定(Ding)比(Bi)例(Li)的(De)浮(Fu)动(Dong)费(Fei)率(Lu)，(?)以(Yi)促(Cu)进(Jin)企(Qi)业(Ye)加(Jia)强(Qiang)安(An)全(Quan)体(Ti)系(Xi)建(Jian)设(She)和(He)提(Ti)高(Gao)风(Feng)险(Xian)防(Fang)范(Fan)水(Shui)平(Ping)。(?)